March 12, 2020 | Underwriting

The Underwriting Lifecycle

Staff writer

Minute Read


Paul Ingrey, former Arch director and board chairman created an “Insurance Clock” to help measure the insurance underwriting cycle. Today, we find that it still holds merit.

Creating shareholder value through the insurance cycle—by not chasing unprofitable business in soft markets and by writing more business as attractive opportunities arise in hard markets—has been central to the company’s management philosophy since the Arch was established in 2001. Ingrey, who was a director of Arch when the company was founded and later became chairman, created this clock that today, we’ll reference to understand the entire underwriting lifecycle and use as one measure of our risk appetite.